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Get Pre-Approved and Pre-Qualified

Know what you can qualify for before you start your home search.

  • Pre-qualify: free instant assessment using general guidelines.
  • Pre-approval: free credit approval with no obligation.
  • Find your home.
  • Easy Close: one-on-one help at every step.

Before you start house hunting, begin the loan pre-approval process. Being pre-approved requires that a lender verify your financial information, allowing them to stand by their commitment to lend a specified amount based on that information. Pre-approval gives you a number of advantages:

  • First, when you do find a property, sellers will take your offer more seriously since you will have a lender committed to backing your offer.
  • Second, you’re assured of looking at homes you can confidently afford to finance. Your efforts will be focused on properties that match your financing abilities.
  • Third, you’ll have an edge over other buyers who aren’t pre-approved. In situations where there are multiple offers on a property, this can be the difference between having your offer accepted or losing the property to another buyer.

We are eager to help you get pre-approved. To begin the pre-approval process or request more information, click here.


Some of Our Client Testimonies


Hi Alisha, Thank you for helping me sold my house fast and at the highest price the market can bear at the time. Thank you also for helping me find the lowest refi rate and getting the long arduous process all settled. What a relief with you following up back and forth with the lender. I know if it’s not your ‘going the extra mile’ I will not be able to get my refinancing done. I took a picture of the cake I bought for you. It reads Alisha A+++’, a testimony of your dedication to your clients. Please enjoy the cake. My small way of saying THANK YOU. Happy Irvine Seller, ~ Mr. Uy


I came to the U.S. not long for job offering and was looking for a good agent to help me purchase a home. I was not familiar with the home buying process in the U.S. and was looking for a Realtor to guide me through the buying process. Alisha was very knowledgeable since she has lived in Southern California almost all her life and was familiar with Los Angeles County, Orange County and San Bernardino County. She helped me locate a home within a good elementary school district for my small children while negotiated a very good price. She also helped me to obtain a foreign national loan. Alisha took care of everything, which is very important when I have to work over 45 hours per week. Alisha is very knowledgeable in all aspect of real estate and she will be my Realtor for life. I would strongly recommend you call Alisha Chen for all your real estate needs, she is one stop real estate services that greatly benefits all working individuals. ~Steed


When my first lender declined my loan, I was upset and down but everything changed for the better. Alisha’s loan team worked quickly in getting my loan approval and processing everything else after that. There is no doubt Alisha’s lending team can help buyers get their loans during the good and bad times. You can always count on them. After I got my loan approval from my lender, Cornerstone had a week or two to close. Everybody at the real estate company works as a team and finishes each transaction successfully. When there is a deadline, Cornerstone uses their communications skills, will-power, and drive to close not only on time but one day early. I am glad I worked with the Cornerstone team when I bought my first place. ~KK, Irvine

Read more Client Testimonies