Before you start house hunting, begin the loan pre-approval process. Being pre-approved requires that a lender verify your financial information, allowing them to stand by their commitment to lend a specified amount based on that information. Pre-approval gives you a number of advantages:

• First, when you do find a property, sellers will take your offer more seriously since you will have a lender committed to backing your offer.
• Second, you’re assured of looking at homes you can confidently afford to finance. Your efforts will be focused on properties that match your financing abilities.
• Third, you’ll have an edge over other buyers who aren’t pre-approved. In situations where there are multiple offers on a property, this can be the difference between having your offer accepted or losing the property to another buyer.
  
  

We are eager to help you get pre-approved. To begin the pre-approval process or request more information, call us at (949) 229-5987.